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Kate is a lead Health Care Reform Strategist at Trion, where she is responsible for Trion's Affordable Care Act (ACA) product and service development. As a Trion ACA knowledge leader since the law's inception in 2010, Kate provides education, analysis and tactical guidance to clients regarding ACA compliance, best practices and innovative strategies for minimizing ACA impact on employer organizations. With more than 20 years in the Human Resources and Employee Benefits fields, Kate has a broad range of expertise, including compliance, health care strategy, financial analysis, communications and employee relations, which give her a unique perspective on health care reform and its requirements for employers. Kate is also a principal member of the Marsh & McLennan Agency Health Care Reform Advisory Team.
Marsh & McLennan Agency, LLC (MMA) is a subsidiary of Marsh LLC, the world's leading global insurance broker and risk management adviser. MMA is a leader in the employee benefits marketplace, developing innovative solutions that simplify benefits and risk management for local, regional, and Fortune 1000 companies.
Trion™ is a part of the Marsh & McLennan Agency, LLC (MMA), and is headquartered in suburban Philadelphia.
Trion's core services focus on health and welfare benefits plans, large-employer disability and life programs, benefits administration, communications, and voluntary benefits services. Through each of these areas, our experts combine advanced consultation, brokerage, administration, and risk management services to help clients reach a favorable balance between their insurance and benefits programs and to provide long-term value to their business.
The Patient Protection and Affordable Care Act is a complex law. Any statements made by Trion Group, a Marsh & McLennan Agency, LLC Company concerning tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as accounting, tax, or legal advice. We recommend that you seek the advice of your own tax, accounting and legal advisers as to whether or not the health plans you select are compliant with the Patient Protection and Affordable Care Act, including the minimum essential coverage requirements.
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Trion secures and otherwise facilitates the purchase of insurance coverage for its policyholder clients from a variety of insurance carriers and group benefits providers (collectively "carriers") and sometimes engages the services of other entities in connection with the issuance of such coverage. In most instances, Trion is primarily compensated for the insurance brokerage services that it provides to its policyholder clients through commission payments that are based on the premium charged, and paid for, by the issuing carrier or company for each policy secured for Trion's clients. The percentage of these commissions varies by carrier or company and policy type. When receiving commissions, Trion acts as an appointed agent producer for the carriers, has duties and obligations for such insurance companies pursuant to its contracts with those insurers, and may provide services to its customers for insurers. In addition, Trion has entered into contingent compensation arrangements with carriers and companies based on circumstances, including without limitation, the overall volume of premiums paid to or policies issued by or through a particular carrier or company for Trion's clients; and the overall growth, persistency and/or retention of the premiums paid by Trion's clients to or through a particular company. Such compensation is conditional, non-guaranteed, payable at a future date, and not charged as a direct expense to the benefit plan. If User has additional questions regarding the compensation received by Trion for any of its insurance brokerage services, please contact Trion at ckengor@trion.com.
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